Denver Mortgage Lender & Mortgage Broker | Marc Purvis
Helping Denver Homebuyers Find the Right Mortgage Strategy
Conversation First
Buying a home is one of the biggest financial decisions you’ll make. The mortgage you choose should support not only the home you want today, but your broader financial goals.
Expert Care
I’m Marc Purvis, a Colorado mortgage professional with approximately 20 years of experience helping homebuyers, homeowners and real estate investors navigate the mortgage process. As VP of Financial Wellness with NEXA Mortgage, I help clients throughout Denver and across Colorado compare mortgage options and build a financing strategy around their individual circumstances.
Real Results
Whether you’re buying your first home, moving up, relocating to Colorado, purchasing an investment property, buying a luxury home or exploring ways to restructure existing debt, my goal is simple: help you understand your options and make a confident financial decision.
NMLS #194539
Home Purchases & Refinances
Why Denver Homebuyers Work With Marc Purvis
There is rarely one mortgage solution that makes sense for every borrower.
My approach starts with understanding the complete picture: your income, assets, monthly payment goals, short- and long-term plans, and how long you expect to own the property.
With approximately two decades in the mortgage industry and recognition among the Top 1% of residential mortgage originators in America, I bring extensive lending experience to each transaction.
But experience is only valuable when it makes the process better for you.
I believe borrowers should understand the "why" behind their mortgage strategy, not simply receive a rate and a payment. I'll walk you through your options, explain the tradeoffs and help you determine which financing structure best aligns with your goals.
Mortgage Options for Denver Homebuyers
Every borrower has a different financial story. Having access to a broad range of mortgage solutions allows us to look beyond a one-size-fits-all approach.
Depending on eligibility and individual circumstances, mortgage options may include:
• Conventional home loans
• FHA loans
• VA loans
• Jumbo mortgages
• First-time homebuyer programs
• Down payment assistance programs
• Adjustable-rate mortgages
• Investment property financing
• DSCR loans for real estate investors
• Mortgage options for self-employed borrowers
• Asset-based lending solutions
• HELOC and home-equity strategies
• Reverse mortgage options
• Refinance strategies
Not sure which program makes sense? That's exactly where our conversation begins.
Mortgage Solutions for Self-Employed Denver Homebuyers
Business owners and self-employed borrowers don't always fit neatly into the traditional mortgage box.
Tax returns, business deductions, variable income and multiple income streams can make qualifying more complicated, even when you're financially strong.
I work with entrepreneurs, business owners and self-employed professionals to evaluate both traditional and alternative mortgage options.
Instead of starting with a particular loan product, we'll look at your entire financial picture and determine which available qualification strategy may make the most sense.
Jumbo & Luxury Home Financing in Denver
Denver's luxury real estate market often requires a more strategic approach to financing.
For borrowers purchasing higher-priced homes, I can evaluate jumbo mortgage options along with strategies involving investment assets, liquidity, reserves, adjustable-rate mortgages and other available financing structures.
For some clients, the lowest initial payment is the priority. For others, preserving invested assets or maintaining liquidity is more important.
The right mortgage strategy depends on what you're trying to accomplish.
Helping you find the loan that fits
Marc will listen and you'll find the best loan to get you home.
Denver Investment Property & DSCR Loans
Real estate investors often evaluate financing differently from traditional homebuyers.
I help Denver-area investors explore financing for investment properties, including DSCR loan options that may qualify primarily using the property's rental cash flow rather than traditional employment income.
Whether you're purchasing your first rental property or adding another property to an existing portfolio, we can evaluate financing options alongside your investment objectives.
First-Time Homebuyers in Denver
Buying your first home can feel complicated, but your mortgage doesn't have to feel mysterious.
I'll help you understand:
• How much home you may comfortably afford
• Your estimated monthly payment
• Down payment options
• Available first-time buyer programs
• Potential down payment assistance
• Credit considerations
• Closing costs and cash needed at closing
• The difference between interest rate and APR
• What happens from preapproval through closing
The goal isn't simply to qualify you for the largest mortgage possible.
It's to help you find a payment and financing strategy that makes sense for your life.
Relocating to Denver?
If you're moving to Denver from another state, having a Colorado mortgage professional involved early can make the process considerably easier.
Before you begin seriously shopping for homes, we can discuss your target monthly payment, anticipated down payment, employment or income situation and financing options.
That gives you and your real estate agent a clearer price range and financing strategy before you find the home you want.